Comprehensive Will for a married person or civil partner

This will is suitable for anyone in the UK who is married or in a registered civil partnership. You can:

• Divide up the bulk of what you own (the residuary estate), including the option to put it in a trust
• Make gifts of money or particular items
• Make a gift of all of your personal possessions
• Make back-up choices in case you outlive your first-choice recipients
• Require recipients to reach a particular age before inheriting
• Leave money to help look after pets.

You can also choose:

• Executors (the people who'll carry out the wishes in your will)
• Someone to handle your digital assets (e.g. photos, social media)
• Preferred guardians for your children (if both you and their other parent die before they become adults).

Don't use these wills if any of the following apply:

• Your current marriage/civil partnership has ended in divorce or dissolution.
• You're widowed.
• You aren't domiciled in the UK (i.e. it's not your permanent home).

A letter of wishes is an informal and non-binding letter addressed to your executors (i.e. the people who carry out the instructions you've left in your will).

You can use it to help or guide them on pretty much anything you like. For example, you can:

• List the significant things you own, including bank accounts, life insurance policies, valuable items, shares etc. and their location.
• Give information to help identify specific items you're giving away in your will (e.g. detailed descriptions or photos).
• Leave special instructions about your burial or cremation.
• Leave instructions about arrangements for your pets.
• In England, Wales or Northern Ireland, explain why you've decided to leave someone out of your will, or leave them less than they might expect (to help defend any legal challenge that these people might make after you've died).

If you've made a will that asks your executors to give away certain personal possessions or digital assets in accordance with a separate note, you can use this letter as that note.

If your will creates a trust, you can also use this letter to leave guidance for the trustees on how you want the trust to be managed. Note: if your will creates more than one trust that you want to leave guidance for, you'll need to create separate letters for each of those trusts. Also, if you want to state wishes about a trust and other matters, you'll need separate letters for your executors and trustees if they're not the same people.

This document is used to sever a 'joint tenancy' of property and, if the property is registered, to register that change at the Land Registry. This converts a joint tenancy into a tenancy in common. This document creates two copies of a notice of severance and, if the property is registered at the Land Registry, a form SEV and a covering letter to the Land Registry. This document can only be used in in relation to property in England or Wales, of which there are one or two owners and two joint tenants. Land Registry forms are reproduced with the permission of HM Land Registry.