Debtor's bankruptcy petition (Northern Ireland only)

Debtor's bankruptcy petition (Northern Ireland only)

Contents

You can apply for bankruptcy in Northern Ireland if your centre of main interest (COMI) is there. In general, your COMI will be in Northern Ireland if you are habitually resident there.

How to apply

You must apply to The High Court Chancery Division by submitting the following:

  • The petition (Form 6.30) - this sets out your personal details and the reasons for requesting bankruptcy.
  • The statement of affairs (Form 6.31) - this details your assets, debts and creditors. It is important that you complete this form accurately. You may wish to review the following guidance prior to completing it.
  • A statement confirming the accuracy of the statement of affairs, sworn before a commissioner for oaths/solicitor. The solicitor will charge you a fee to swear this statement.

You can obtain the above forms from the High Court, The Insolvency Service or online.

Once you have completed these forms you must pay a deposit of £525 to the Department of Enterprise, Trade and Investment. You will need proof that this is paid before your petition can be dealt with by the courts. You must also pay a court fee of £115 payable to NIC&TS. The court may waive this fee, if for example you are in receipt of Income Support.

You must then either attend in person at the High Court to submit your papers and fee or post same to:

Royal Courts of Justice

Chichester Street

Belfast

BT1 3JF

Hearing outcomes

The court will normally set a date for your petition to be heard. It will be heard before a High Court Master in the Royal Courts of Justice at the address given above. There are 5 possible outcomes of the hearing:

  • Your petition will be granted and a bankruptcy order made.
  • Your petition will be dismissed – this could be if the judge believes there is a more appropriate solution than bankruptcy.
  • They appoint an Insolvency practitioner - this would happen if the Master thinks an Individual Voluntary Arrangement (IVA) is more appropriate.
  • Stay the proceedings- this is delaying the matter, often because the court requires further information.
  • Make an order referring you to one of the six competent authorities that can provide you with advice on a DRO.

If the bankruptcy order is granted?

The Official Receiver will be provided with your statement of affairs. They will act as the trustee in bankruptcy unless the court appoints an insolvency practitioner instead.