Products
Assigning and terminating a contract
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Product name: Assignment of beneficial interest in propertyShort description: A beneficial owner of property is the person that holds the 'real' value of it. This 'real' value of the property is called the Beneficial interest. This means that, for example, the beneficial… Read more
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Product name: Assignment of the benefit of a contractShort description: Use this document to assign the benefit (i.e. to transfer the benefit) of the rights you have under a contract. Most rights are capable of being assigned - for example, rights to benefits under insurance… Read more
Debt and arrears
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Product name: Income and expenditure statementShort description: Use this document to record your income from all sources and total expenditure, and to record what your debts are and where (if applicable) you have fallen into arrears with such debts. The document… Read more
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Product name: Letter regarding mortgage debt or arrearsShort description: If you are having, or know that you are about to have, difficulties making your mortgage payments, use this document to explain the problem to your mortgage lender. This document will help you outline the… Read more
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Product name: Offer letter to creditorShort description: After you have completed a review of your financial circumstances using the document 'Income and expenditure statement', use this document to make a proposal to your creditor for your debt, supported by… Read more
Debt, bankruptcy and liquidation
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Product name: Guarantee for the payment of a debtShort description: This is not a general guarantee for the payment of a debt but is only to be used as a guarantee where the creditor has commenced legal proceedings against the debtor for payment of an outstanding debt and… Read more
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Product name: Promissory note in basic formShort description: Use this document to generate a promissory note, which is a written promise that you – the ‘maker’ - will pay a fixed sum of money to the payee either on demand or on the date specified… Read more
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Short description: Use this document to generate a promissory note, which is a written promise that you – the ‘maker’ - will pay a fixed sum of money by way of instalments on specified dates. The maker can… Read more
Guarantees & assignments
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Product name: Assignment of debt and noticeShort description: If you wish to assign the payment of a debt that is owed to you to another person (the assignee), you can use this document to do so. Once this debt has been assigned and the debtor has been notified of… Read more
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Product name: Guarantee by several persons of limited sumShort description: If you wish to guarantee an existing or future debt of another to a creditor, you can use this document to do so. This document is suitable whether the loan has already been given, whether the loan will… Read more
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Product name: Guarantee for the performance of a contractShort description: If you wish to guarantee the obligations of another under a contract, you can use this document to do so. This guarantee should be used after the contract has already been signed or at the same time that… Read more
Lending and borrowing
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Product name: Personal loan agreementShort description: This is a personal loan agreement between individuals. It is appropriate for use between several individuals on either side of the contract. It is also appropriate for a fixed-sum cash loan which is… Read more